Hospital Protection

Hospital Confinement Indemnity Insurance

*This plan is part of our "Mommy Package" for maternity.  We will pay towards the birth of a child, as long as it is not delivered within the first 10 months of the policy effective date.

Plan Benefits:

·         Annual Hospitalization Confinement

·         Daily Hospital Confinement

·         Invasive Diagnostic Exams

·         Plus…more

In more detail:

·         Annual Hospitalization Confinement Benefit – Aflac will pay $400 per day for sickness and $500 per day for injury when a covered person requires hospital confinement for a covered sickness or injury.

·         Daily Hospital Confinement Benefit – Aflac will pay $100 per day for the period of hospital confinement. This benefit is payable in addition to the Annual Hospitalization Confinement Benefit.

·         Rehabilitation Unit Benefit – Aflac will pay $100 per day for each day you are charged when a covered person is confined in a hospital and is transferred to a bed in a rehabilitation unit of a hospital for a covered sickness or injury.

·         Invasive diagnostic Exams Benefit – Aflac will pay $100 when a covered person requires one of the following exams and a charge is incurred: arthroscopy, bronchoscopy, colonoscopy, cystoscopy, gastroscopy, laryngoscopy, sigmoidoscopy, esophagoscopy, or myringoscopy. These exams must be performed in a hospital or an ambulatory surgical center.

·         Surgical Benefit – Aflac will pay $50 – $1,000 when a surgical operation is performed, including a vaginal or cesarean delivery on a covered person for a covered sickness or injury in a hospital or surgical center.

·         Outpatient Surgical Room Charge Benefit – Aflac will pay $300 for a surgical operation or invasive diagnostic exam with general anesthesia. Aflac will pay $100 without general anesthesia when a covered person has a surgical operation or an invasive diagnostic exam performed on an outpatient basis in a hospital or ambulatory surgical center.

*This information is for illustration purposes only and does not imply coverage.  Refer to the policy and riders for complete details, limitations and exclusions.