Individual Short-Term Disability

Individual Short-Term Disability

Disability Income Protection Advantage- this is only available through an employer.

The Need

Becoming disabled is often an unexpected and burdensome experience, and it can happen to anyone. What if a disability interrupted your life? How would you make your house or rent payment, or even cover day to day expenses? These are important questions to consider as a disability could adversely affect your finances and well being at a time when you should be concentrating on recovery.

Consider These Facts:

·        About 62 million people in the United States have some disability that affects daily activity. 1

·        Approximately two-thirds of those with disabilities are younger than 65. 1

·        Around 3 in 10 people entering the workforce today will become disabled before retiring. 2

When disabled you may lose the ability to earn a living, you may even lose savings, retirement funds, or your home. The financial obligations can be overwhelming. Disability insurance plays an important role in your financial planning.

How Aflac Can Help

Aflac’s Disability Income Protection Advantage benefits provide a source of income while you concentrate on getting better.

·         Your Aflac plan stays with you even when you change or leave a job.

·         Aflac pays you a cash benefit for each day you are disabled.

·         Aflac does not coordinate benefits. Regardless of any other disability insurance you may have, we will pay you directly.

Peace of mind. Cash benefits. Knowing that you’ll have help in the event of disability. All are good reasons to strongly consider the benefits of Aflac.

1.        “Disability and Health in the United States, 2001-2005,” National Center for Health Statistics, 2008.

2.        Social Security Administration Fact Sheet 2007.

This information is for illustration purposes only and does not imply coverage.  Refer to the policy and riders for complete details, limitations and exclusions.