Maximum Difference Cancer Indemnity Insurance

Maximum Difference

Cancer Indemnity Insurance

The Need

Despite the best efforts of doctors, researchers, and countless organizations, cancer remains a concern for many individuals and families. People from all walks of life are at risk.

In the Unites States men have slightly less than a 1 in 2 lifetime risk of developing cancer; for women the risk is a little more than 1 in 3.

While major medical insurance can help with the cost of cancer treatment, you may still have out-of-pocket expenses that are not covered by major medical insurance, including travel, food, lodging, childcare and household help. Not to mention your regular living expenses. And if a family member has to stop working to take care of you, the loss of income could double.

The Maximum Difference Cancer Insurance Policy:

·        No deductibles or copayments.

·        Fully portable.

·        Guaranteed-renewable.

·        No network restrictions – you choose your own medical treatment provider.

As long as cancer is in this world, Aflac will innovate to fight it.

In 1958, Aflac introduced its first cancer policy. The goal was to help protect individuals and their families from the damage cancer can do both physically and financially. By paying cash benefits to its policyholders, Aflac’s coverage provided a level of freedom that many major medical insurance companies simply could not.

Today millions of individuals are still battling cancer and about 1,437,180 new cancer cases were expected to be diagnosed in 2008.* But the fight against cancer has changed in many ways. Advances in pharmaceuticals, surgical procedures and alternative treatments have improved the odds for those diagnosed with the disease, and Americans diagnosed with cancer are living longer than ever. But with improved treatments, increased costs have arrived as well. Aflac’s Maximum Difference Policy addresses these concerns with benefits that reflect evolving cancer treatments.

One day, cancer will cease to be a threat. Until then, there’s Aflac.

*Cancer Facts and Figures 2008, American Cancer Society

This information is for illustration purposes only and does not imply coverage.  Refer to the policy and riders for complete details, limitations and exclusions.